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3960 Tarpon Pointe Circle , Palm Harbor, FL 34684

$479,900
  • 3960 Tarpon Pointe Circle , Palm Harbor, FL 34684 Main Photo

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New to the Market Active
BEDS3 BATHS2 full SQUARE FEET1,826 MLS#TB8523574
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONHIGHLAND LAKES

Property Description

Perfectly positioned in one of the most desirable locations within Highland Lakes, Palm Harbor's premier 55+ golf community, this beautifully 3-bedroom, 2-bath home plus a bonus fully enclosed lanai offers an exceptional combination of modern upgrades, spacious living, and an unbeatable lifestyle. Just steps from the community's Lake Tarpon Lodge, this inviting residence features a sought-after split-bedroom floor plan with soaring vaulted ceilings in both the living and family rooms, creating a bright, open atmosphere filled with natural light. Luxury vinyl plank flooring extends throughout the home, complemented by updated hurricane-impact windows, a spacious indoor laundry room, and an attached two-car garage. At the center of the home, the beautifully renovated kitchen has been thoughtfully redesigned for both everyday living and entertaining. Featuring granite countertops, updated soft-close cabinetry, a charming breakfast nook, and a newly opened kitchen to the living room with bar-top seating, it seamlessly connects the home's main living spaces. Three sliders out to the fully enclosed lanai with new windows provides a comfortable year-round retreat, offering valuable additional living space that's not included in the heated square footage of the home! MAJOR UPDATES include a NEW 2024 HVAC, NEW 2024 hot water heater, NEW 2020 ROOF, updated hurricane-impact windows, and a cost-saving deep well for irrigation! No insurance worries here with a recently passed 4-point inspection and located safely high and dry in a non-flood zone. Highland Lakes offers one of the finest active adult lifestyles in the Tampa Bay area with an incredibly affordable HOA fee of only $164 per month. Residents enjoy unlimited FREE golf on three private executive golf courses, tennis, pickleball, bocce, shuffleboard, and a vibrant clubhouse featuring fitness classes, entertainment, clubs, and year-round social activities. The private Lake Tarpon Lodge offers a boat ramp, fishing pier, and community pontoon boats, while complimentary RV and boat storage and golf cart-friendly streets make everyday living even more convenient. Located just minutes from award-winning Gulf beaches, premier shopping and dining, top-rated healthcare, professional sports venues, two international airports, and a cruise port, this move-in-ready home offers the perfect opportunity to enjoy the very best of Florida living. Call today and experience everything this exceptional home and community have to offer!

3960 Tarpon Pointe Circle | MLS# TB8523574

This single family home located at 3960 Tarpon Pointe Circle , Palm Harbor, FL 34684 is currently listed for sale with an asking price of $479,900. This property was built in 1989 and has 3 bedrooms and 2 full baths with 1826 sq. ft. Tarpon Pointe Circle is located in the HIGHLAND LAKES subdivision. Search HIGHLAND LAKES real estate on cbruceharris.realty100.com today.

Property Features

Property Type: Residential - Single Family
Cooling: Central Air
Garage: 2 car attached
Heating: Central
Home Style: Ranch, Traditional
Lot Size: 0.16 Acres
Roof Type: Shingle
Stories: 1.0
Taxes: $2,537
Year Built: 1989

Amenities

Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Vaulted Ceiling(s)
Walk-In Closet(s)
Lighting
Private Mailbox
Sidewalk
Sliding Doors

Feature Descriptions

Additional Rooms: Family Room, Formal Dining Room Separate, Inside Utility
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Body of Water: LAKE TARPON
Community Features: Association Recreation - Owned, Clubhouse, Deed Restrictions, Golf Carts OK, Golf, Pool, Sidewalks
Directions: US 19 N to Highland Lakes main entrance (fountains) north of Nebraska. Follow entrance road through the 4-way stop. Take a right onto Loch Rd. Take a left onto Tarpon Pointe Cir to the property located on your right.
Disaster Mitigation: Above Flood Plain, Hurricane Shutters/Windows
Exterior: Block
Flood Zone Code: X
Flooring: Luxury Vinyl, Tile
Foundation: Slab
HOA Fee: 164/ Monthly
HOA Y/N: Yes
Home Warranty Y/N: No
Listing Terms: Cash, Conventional, FHA, VA Loan
Lot: Level, Near Golf Course, Near Marina, Sidewalk, Paved
Lot Dimensions: 0.16
Other Equipment: Irrigation Equipment
Ownership: Fee Simple
Patio/Porch: Enclosed, Rear Porch
Pets Allowed: Yes
Pets Restrictions: Per Pinellas County ordinance.
Property Attached Y/N: No
Property Sub-Type: Single Family Residence
Senior Community: Yes
Sewer: Public Sewer
Showing Instructions: 24 Hour Notice, Appointment Only, Lock Box Electronic, See Remarks, ShowingTime
Special Sale Provisions: None
Special View Info: Water
Utilities: Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Underground Utilities, Water Connected
Water: Public
Water Access: Lake
Water Access Y/N: Yes
Waterfront Features: Boat Ramp - Private, Fishing Pier, Sailboat Water, Skiing Allowed
Zoning: RPD-7.5

Room Sizes

Living Room: 16x21
Dining Room: 11x9
Family Room: 14x15
Kitchen: 10x13
Primary Bedroom: 12x23
Primary Bathroom: 12x7
Bedroom 2: 11x14
Bedroom 3: 11x8
Laundry: 6x11
Balcony/Porch/Lanai: 23x11

Listed By / Shown By

Listed By

Agency Name: COLDWELL BANKER REALTY
Agency Contact: 727-781-3700

Shown By

Agent Name: Christopher Harris
Agent Phone: Cell: (954) 729-9387
Agency Title: Realty 100

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Estimated Payment

$ 1,419.44 per month $1,068.05 Principal & Interest $211.42 Property Tax $139.97 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 06/27/2026. The listing information on this page last changed on 06/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 06/27/2026 12:02:32 AM EST) or Miami MLS (last updated Fri 06/26/2026 11:59:37 PM EST) or Stellar MLS (last updated Fri 06/26/2026 11:44:23 PM EST) or Beaches MLS (last updated Fri 06/26/2026 11:59:46 PM EST). Real estate listings held by brokerage firms other than Realty 100 may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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